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(Not So) Pesky Bill

What's the most annoying about credit cards? Right, you think you pay off the full amount, but because your timing isn't quite right, you still incur a miniscule finance charge (in my case 52 lousy cents) and get a bill. Honestly, I can't even see it's worth it to the credit card company to bill you for it. Making matters worse, you can't even pay the sodding thing on-line because it's under one dollar.

So then I have a brainstorm. Earlier today I note that I really should buy some Carole King. So trying to make something good of something bad I order "Tapestry" through Amazon, tote up my new total on the credit card, and pay that amount instead. Maybe not such a pesky bill after all.

Comments

This is why I almost always use debit cards. Paid for immediately.

Can't always afford to put something on the debt card. This was the application fee on my refinancing. I put it on the credit card until I closed the mortgage and didn't have to pay the first month out-of-pocket. Took what I would have ordinarily paid on the mortgage and used it to close out the debt on the credit card.